FAQs
Is the pre-qualification a soft credit pull?
Yes. We only trigger a hard inquiry when you choose a lender and sign final docs.
How fast can we fund?
Working capital loans and MCAs often fund in 24–72 hours once bank statements and IDs are verified. Equipment deals may take 3–5 days for vendor paperwork.
What documents do I need?
Start with the last 3 months of business bank statements, your driver’s license, and a voided check. Equipment financing also needs vendor quotes.
Do you offer 0% or promo rates?
Yes through select OEM and distributor programs. We’ll compare them against outside lenders to confirm the true cost.
How do you get paid?
Lenders and OEM partners pay us a broker commission. We disclose any fees before you sign—there’s no cost to apply.
Will you share my information?
No. We only share details with funding partners necessary to process your application, and we follow TCPA and privacy regulations.
What if I’m not sure which product fits?
Start the pre-qual and note your goals. We’ll show you MCA, loan, LOC, and equipment options with side-by-side payments.